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lly transition from salaried to s
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7 Financial Strategies for Transitioning from Salaried to Solo

A 40's something woman was talking to me the other day about her growing sense of frustration with "working for someone else" and her longing to "do my own thing, drive my own wagon". But Nike Air Max DLX Sale , she said with consternation, "I have family counting on me and a standard of living I don't want to sacrifice."

Everyone has to decide for themselves what level of sacrifice and risk they're willing to undertake in order to enjoy the satisfactions of working independently. Knowing some strategies for managing the risk will allow you to make a well-informed decision.

Of the seven strategies included below, the first two suggest ways to gradually transition from salaried to solo, instead of diving off the edge. The second two are ways to stretch the dollar; and the final three are ideas for getting started without stopping.

1. Continue to draw a (reduced) salary Leaving your current employment in order to develop your new business may look like the only option Nike Air Max Plus 97 Sale , based on an assumption that you won't get approval for reducing your hours. While this may prove to be the case, asking yourself why and how your company will profit from retaining your skills and experience for a transitional period can provide the basis for approaching your employer. Be sure to do your homework first, however, and be able to back up your request with a solid rationale. Also consider the issue of timing. You want to weigh informing your employer of your wish to leave with being prepared to leave if the answer to your request is no.

2. Develop another income stream If you need to leave your present employment Nike Air VaporMax Plus Mens Sale , is there a skill in your toolbag that you can resuscitate and put to work without a significant expenditure of time or energy? Is moonlighting or freelance work an option? Virtual e-lancing websites (such as , , and ) may be worth looking into for short-term professional services opportunities. Examples: A community mental health worker transitioning to private practice used his conflict resolution experience to sell a training package to public schools. A woman transitioning out of an insurance brokerage created and sold seminars on long term care financing at local retirement centers.

3. Reduce expenses Apart from fixed expenses - mortgage, taxes Nike Air VaporMax Plus Womens Sale , insurance, etc. ?are discretionary expenses that make up the larger part of budgets. Doing a careful analysis of these expenses and choosing what you can forego for awhile can often save thousands per year. Carefully analyzing hidden expenses ? credit card interest rates, bank charges, late fees Nike Air VaporMax Plus Sale , auto debits, phone plans ? or "lost money" from low interest rates on savings may generate several thousand more per year.

4. Borrow It isn't necessary to wait to borrow for start-up costs until you have a well- documented idea to submit for a business loan. Refinancing a home or taking a line of credit are relatively low-cost ways of generating capital. Depending on your credit rating, you can also get time-limited low-interest loans from credit card companies. If you choose this option, applying for loans or refinancing packages while you're still employed is strongly advised. Your rating as a borrower declines quickly once the reg. Cheap Jerseys [url=https://www.custombasketballjerseysshop.com/]Cheap Custom Jerseys[/url] [url=https://www.baseballcustomjerseys.com/]Cheap Custom Jerseys China[/url] [url=https://www.teamjerseyscustom.com/]Cheap Custom Jerseys Free Shiping[/url] [url=https://www.sportsjerseyscustom.com/]Cheap Custom Jerseys Online[/url] [url=https://www.softballjerseyscustom.com/]Cheap Custom Jerseys Sale[/url] [url=https://www.soccercustomjerseys.com/]Cheap Custom Soccer Jerseys[/url] [url=https://www.customcheapjerseys.com/]Cheap Custom Made Jerseys China[/url] [url=https://www.collegecustomjerseys.com/]Cheap Custom College Jerseys From China[/url] [url=https://www.bikejerseyscustom.com/]Cheap Custom Bike Jerseys Free Shipping[/url]
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