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Education > Online EducationCalculate Interest Rate With Education Loan Calculator India

Posted by shyamolishah1 in Education on September 27th, 2016


Education loan calculator Indiais one of the many tools available on the internet which helps students calculate the interest rate on various loan amounts. It can be easily found on different loan availing websites. With the help of this method Uchenna Nwosu Jersey , you get a fair idea about all your monthly instalments in the form of EMIs.Along with loan calculation, availing a loan has also become quite easy these days. Education loans can be availed at minimum interest rates up to 12.75% from leading private financial firms. For such low interest rates, usually the borrower is charged with a processing fee of 1-2% depending on case to case basis.


Loan sanctioning conditions


The applicant has to be between 18 to 35 years of ageHeShe has to be an Indian nationalHaving a co-applicant is mandatory (A co-applicant can be parentsguardian Tyquan Lewis Jersey , siblings or spouse)Students should apply for courses above HSC(Secondary School Certificate)The co-applicant should have a regular source of incomeConfirmed admission in the chosen universitycollege
Other factors that are considered while sanctioning a loan include, good academic score, the credibility of the universityinstitute Tremaine Edmunds Jersey , etc. Tryopting for universities that have gained recognition. This will add to your chances of getting the loan.


However, Education Loan Interest Rate can be used anytime, applying for a loan should be done well in advance so that the entire loan approval process takes place swiftly and the disbursement also happens before the beginning of your course.


What is a holiday period?


Additional period offered to the borrower uptill one year for securing his or her job apart from the tenure thecourse is termed as holiday period Terrell Edmunds Jersey , moratorium period or grace period. During this time, the student can find and secure a relevant job, after which he or she can soon begin his installments.


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